Mr. Agunbiade Adedayo Ebenezer is a seasoned credit risk professional with over 12 years of experience in the microfinance banking sector, specializing in credit administration, portfolio management, credit risk management, and internal control/compliance. As the Credit Risk Manager at Bucksway’s Leverages & Investments Limited, he plays a strategic role in strengthening the organization’s credit risk framework, ensuring sound lending practices, and promoting effective portfolio quality management.

Throughout his career, Mr. Agunbiade has developed extensive expertise in credit assessment, loan portfolio management, risk mitigation, regulatory compliance, and debt recovery. His wealth of experience, coupled with his analytical capabilities and commitment to prudent risk management, has contributed significantly to organizational growth and sustainable credit operations.

He holds a Higher National Diploma (HND) in Building Technology from Osun State College of Technology. He is a professional member of the Chartered Institute of Bankers of Nigeria (CIBN), the Institute of Loan and Risk Management of Nigeria (ILRMN), and Junior Chamber International (JCI). He has also participated in several professional development programmes, earning certifications in Loan Portfolio Management and Debt Recovery, Delinquency Management, Risk Management, and Credit Analysis, demonstrating his commitment to continuous learning and professional excellence.